Private sector pension record 

You will receive a pension record from a private sector earnings-related pension insurance company if you have

• worked in the private sector,
• worked as a self-employed person, or
• received social benefits in 2005 or later which entitle you to receive a pension.

When you receive the record, check your employment information as your future private sector pension will be based on it.

You will not receive the pension record if you have only worked in the public sector, such as in municipal, state or church jobs, or live abroad or you have retired.

Check your municipal and church employment information on our web service

Check your municipal and church employment information at any time on our pension calculator and register extract web service. The service is only available in Finnish and Swedish.

You may also request that the information be sent to you by mail e.g. using the register extract order form.

Keva also regularly sends register extracts by mail, especially to age groups approaching the retirement age.

Why does the pension record not show public sector pension information?

The private sector pension record does not contain information on public sector employment contracts because the obligation to regularly verify information does not apply to municipal, state, church or other public sector pension information. A provision in private sector pension legislation states that the obligation to verify previous work history information in the private sector is transferred from the pension insurer to the insured in stages.

Public sector pension legislation does not contain a provision concerning the expiration of the entitlement to a pension nor the obligation to verify the insured party’s information. The employment information on which the pension is based is automatically reviewed in public sector pension institutions. Possible deficiencies or mistakes in the employment information are amended without time limit.