The employer can organise this benefit through tKeva, a private insurance company or the employer can pay it themselves.
Financial support is paid to
- the surviving spouse
- children aged under 18 years
- children aged 18–22 who are not in gainful employment but studying for a profession.
A common-law spouse may also, with certain conditions, receive financial support.
Financial support is not paid if
- more than three years have passed since the deceased employee’s municipal employment contract ended
- the employee had retired on an old-age pension or turned 65.
If the employee had retired on a disability pension, financial support is paid if at most five years had passed since the retirement.
Amount of financial support
Financial support is paid as a tax-free lump sum. The amount of financial support paid depends on the age of the deceased at the time of death. If the employee died accidentally, the amount of benefit is raised by 50 per cent.
Applying for financial support
Find out whether the deceased’s employer had arranged for financial support through Keva.
You can apply for financial support
- using a TAL (financial support) form
- using a group life insurance form
- electronically:fill in an electronic application together with the deceased’s workplace pension ombudsman or other person responsible for pension issues.
If the beneficiary is an 18–21-year-old child, attach to the application a study certificate from the school and documentation that the person in question is not working in gainful employment.
If the deceased has died accidentally, attach to the application a death certificate signed by a physician or some other account of the event (e.g. record of the police investigation).
