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A local government pension accrues for work performed for a local government employer as well as for many social benefits.
Your pension accrues from all income earned between the ages of 18 and 68. Your pension accrues by
You can use the pension calculator to estimate how much old-age pension you can accrue by continuing at work after the age of 63. For the work you perform while on a pension you accrue 1.5% of your annual earnings regardless of your age. Pension accrual ends after turning 68.
Pension is also accrued from many social benefits. Pension accrues annually on the following social benefits at 1.5% of the earnings on which the social benefits are based, regardless of age:
In order to be granted the pension accrued from social benefits you need to have earned an income equal to at least 15,470.09 euro (2010 level) before you retire.
Local government employment relationships which began before 1 January 1993 and which continued or will continue uninterrupted until retirement, accrued pension at a rate of
Local government employment relationships which began on 1 January 1993 or later accrued pension at a rate of
Effect of length of employment relationship on pension accrual
Pension which has accrued until the end of 2004 has a personal maximum amount. For further information go to "Determining the total pension".
Projected pensionable service means the period from the pension contingency year to the age of 63. Pension contingency means, for example, the onset of disability. The projected pensionable service increases the amount of pension you receive because the pension is calculated as though you were going to continue in working life until the age of 63 (or a lower old-age pension retirement age). The projected pensionable service period is the time from the start of the year during which the disability began to the age of 63, or if your personal retirement age is lower, then the lower retirement age. The projected pensionable service will be taken into account in disability pensions. Projected pension rights apply to your disability pension if you have, during the past 10 years, earned the minimum amount under the earnings-related pension acts, which at the 2010 level is 15,470.09 euro. Your earnings for projected pensionable service are determined based on your earnings from the five years preceding the onset of disability. When the pension contingency has taken place on 1 January 2006 or after, the accrual for the projected pensionable service is